AUTO TRANSPORT INSURANCE GUIDE

Car Hauler Insurance Cost

There is no single price for car hauler insurance. Auto transport premiums depend on the vehicles you move, your carrier and trailer, routes, drivers, authority status, claims history, and the limits required by customers or brokers.

Equipment and vehicle values

Routes and operating radius

Drivers, claims, and limits

What affects auto hauler insurance cost?

Open or enclosed equipment

Enclosed carriers may transport higher-value vehicles, while open carriers have different loading, exposure, and capacity considerations.

Vehicles in transit

The number and value of customer vehicles, cargo limits, and the coverage form used for vehicle-in-transit claims matter.

Operating radius

Local, regional, and interstate routes can create different underwriting and filing questions.

Drivers and experience

Driving history, experience with vehicle loading, hiring standards, and the number of drivers can affect review.

Authority and contracts

New-authority status and broker or shipper requirements may affect requested limits and eligibility.

Loss runs and deductibles

Prior claims, loss history, selected limits, and deductibles are commonly considered when pricing coverage.

Prepare for a quote review

  • List each tractor, trailer, and equipment value.
  • Describe open or enclosed hauling and the vehicles transported.
  • Prepare driver information, loss runs, routes, and authority details.
  • Collect broker or shipper limits and certificate instructions.

Need a car hauler quote review?

Submit your operation details for review by a licensed insurance professional. Coverage, limits, pricing, and availability depend on underwriting.

Request a review

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