Car Hauler & Auto Transport Insurance
Commercial auto transport insurance for open and enclosed car carriers, including liability, vehicle-in-transit cargo, and physical damage considerations.
WATCH OUT FOR EXCLUSIONS
Coverage exclusions and conditions vary by policy and operation. A licensed insurance professional can review the details with you.
- REVIEW THIS CONDITION: Diminished Value Claims
- REVIEW THIS CONDITION: Theft from unattended vehicle
INSURE THIS TRAILER
Request a quote review for Auto Hauler (7+ Car) operations. Availability and timing depend on your submission and underwriting.
Car hauler insurance coverage
Auto hauler insurance is commercial truck insurance tailored to businesses transporting vehicles. The right policy depends on the equipment, vehicles in transit, routes, drivers, and contracts you accept.
Primary auto liability
Protection for covered third-party bodily injury and property damage claims.
Motor truck cargo
Review cargo or vehicle-in-transit coverage for the cars you haul.
Physical damage
Coverage review for the tractor, trailer, and attached equipment.
General liability
May help address covered non-driving business liability exposures.
Loading and unloading
Confirm how the policy treats vehicle damage during loading and unloading.
Broker requirements
Compare requested limits, certificates, filings, and cargo terms before hauling.
Requirements and cost factors
Insurance requirements vary by state, operating authority, vehicle weight, cargo, and whether you operate interstate or intrastate. Many brokers and shippers also set their own liability and cargo requirements.
Premiums commonly depend on open versus enclosed equipment, vehicle values, operating radius, driver experience, new-authority status, loss runs, limits, deductibles, and the number of units. A licensed professional should confirm the requirements for your operation.
Build your readiness checklistRequest a car hauler quote reviewCar hauler insurance questions
What is car hauler insurance?
It is specialized commercial auto transport insurance for businesses that move vehicles with open or enclosed car carriers.
How much does car hauler insurance cost?
There is no single price. Underwriters consider equipment, vehicle values, routes, drivers, claims history, coverage limits, and the type of auto transport work.
Do new authorities need auto hauler insurance?
New authorities may face different underwriting and broker requirements. A licensed professional can review available options for the specific operation.
Is open or enclosed auto transport insurance different?
The equipment, cargo values, and contractual requirements can differ. The policy should be reviewed against the vehicles and services actually transported.