A practical starting point for carriers
Get ready before you request truck insurance.
The Carrier Readiness Center helps owner-operators and small fleets organize the next step—authority, filings, broker requirements, equipment, and quote preparation—in one place.
What to have ready
- Equipment type, year, and value
- Cargo and the lanes you plan to run
- DOT/MC or authority status
- Driver, vehicle, and loss-history information
- Broker limits, certificates, or endorsements requested
Start with the problem in front of you.
You do not need to understand every insurance term before asking for help. Choose the situation that best matches what you are trying to do, then follow the relevant preparation path.
01
Starting a new trucking company
Understand the information, documents, authority status, equipment details, and coverage discussion points to prepare before you begin operating.
02
Getting an insurance filing
Learn how BMC-91X, MCP-65, Form E, BOC-3, and related filings fit into the authority and operating process.
03
Trying to get approved by a broker
Prepare the limits, cargo details, certificates, endorsements, and operating information a broker or shipper may request.
04
Choosing coverage for your equipment
Start with the way you haul—box truck, hot shot, auto transport, semi, or another commercial operation—and identify the details that affect review.
Turn scattered details into a useful next step.
Our free readiness check gives you a practical preparation list based on your operation. It is educational guidance—not a promise of eligibility, a final quote, or a coverage determination.
Build your checklist
Answer a few questions, see what to prepare, and decide whether you want a quote review.
Open the readiness tool